Buying a home is one of the biggest financial decisions you’ll ever make. But what if you could save over $100,000 just by asking one simple question when getting pre-approved for a mortgage? The Question That Can Save You Thousands Before you commit to a lender, ask:“Can you provide me with a closing cost estimate?” This one question puts you in control and gives you a clear breakdown of...
If you’ve been holding off on buying a home because of high down payments and private mortgage insurance (PMI) costs, 2025 just delivered some game-changing news. A brand-new rule now allows homebuyers to qualify for a mortgage with no PMI, just 1% down, and a credit score of 620 or higher—making homeownership more accessible than ever before. What This Means for Homebuyers For years, one...